822 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 822 McKay St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 924 sqft · built 1981
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Dec 2017)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`81967`

Property Details

APN / Parcel Number

Primary APN	`81967`
Alternative APN	`032630495000013700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Heated Area
Gross Area	1,500 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	150 ft deep x 150 ft wide

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	81967
Street Address	822 MCKAY ST
City	SAINT CLOUD
State	FL
Zip	34769-2054
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 61-62 N 150 FT OF E 150 FT LOT 370 ANNEX-INTERLOCAL AGREEMENT 4708/1253
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	370
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County records · APN 81967

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2070 NEPTUNE RD, KISSIMMEE, FL 34744-4941
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2017 · Amount on Record
Deed Sale	Dec 05, 2017 · Amount on Record
Deed Document Number	2017172475
Deed Book / Page	5248 / 1961
Record Updated	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 05, 2017
Property Address	822 MCKAY ST, SAINT CLOUD, FL 34769-2054
Document Number	0052481961
Book / Page	005248 / 001961
Instrument Date	Nov 22, 2017
Instrument	172475
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6441 S CHICKASAW TRL #167 ORLANDO FL 328298366, 167, ORLANDO, FL 32829-8366

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (+14.79%)	$152,900 (+5.38%) Land $71,500 Building $81,400	$152,900 (+5.38%) Land $71,500 Building $81,400
2023	$2,305.00 (+14.34%)	$145,100 (+23.81%) Land $65,000 Building $80,100	$145,100 (+23.81%) Land $65,000 Building $80,100
2022	$2,016.00	$117,200 Land $58,500 Building $58,700	$117,200 Land $58,500 Building $58,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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