611 McKay St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 611 McKay St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1981
Lot Size4.04 acres (175,982 sqft)
OwnerCompany Name on File
Last Sale$170,585 (Jul 1997)
Tax Bill$5,176 (2025)
Flood ZoneZone X (minimal risk)
APN81926

Property Details

APN / Parcel Number

Primary APN81926
Alternative APN
  • 032630495000013020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area924 sqft Heated Area
Gross Area984 sqft
1st Floor Area924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area175,982 sqft (4.04 acres)
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number81926
Street Address611 MCKAY ST
CitySAINT CLOUD
StateFL
Zip34769-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 61-62 LOTS 302, 307, 334, 339 LESS S 1/2 LOT 339
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionWEST OF COLUMBIA ST CLOUD
Legal Tract4950
Legal Block1
Legal Lot Number339 307
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43203

Owner

Source: Osceola County records · APN 81926

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9597 CENTRAL AVE, MONTCLAIR, CA 91763-2424
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 1997 · Amount on Record
Deed SaleJul 01, 1997 · Amount on Record
Deed Document Number0001417854
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,176.00 (+17.4%)$289,000 (+16.58%) Land $153,500 Building $135,500$289,000 (+16.58%) Land $153,500 Building $135,500
2023$4,409.00 (+8.68%)$247,900 (+6.12%) Land $141,400 Building $106,500$247,900 (+6.12%) Land $141,400 Building $106,500
2022$4,057.00$233,600 Land $141,400 Building $92,200$233,600 Land $141,400 Building $92,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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