Kane County property record for 717 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,332 sqft · built 1963 |
| Lot Size | 0.222 acres (9,650 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,884 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-130-006 |
| Primary APN | 12-03-130-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 9,650 sqft (0.222 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 717 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDVIEW ADDITION LOT 8 BLOCK 2 |
| Legal Subdivision | RANDVIEW ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTHCARE ASSOCIATES CU |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Nov 20, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 4, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 |
| Deed Sale | Nov 20, 2020 |
| Prior Sale | Oct 21, 2013 · Amount on Record |
| Deed Document Number | 202071781 |
| Prior Transfer Date | Nov 2, 2019 |
| Prior Transfer Doc | 0000052918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000044109 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025K044109 |
| Name | HEALTHCARE ASSOCIATES CU |
|---|---|
| Type | Credit Union |
| Address | LISLE, IL 60532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 27, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000066916 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021K066916 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 20, 2020 |
| Property Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000071781 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020K071781 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000071782 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020K071782 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Number | 0000071783 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020K071783 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 4, 2019 |
| Property Address | 717 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000052919 |
| Instrument Date | Nov 2, 2019 |
| Instrument | 52919 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 RICHARDS ST GENEVA IL 601341264, GENEVA, IL 60134-1264 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,884.00 (+11.69%) Homeowner's exemption | $117,158 (+8.5%) Land $43,345 Building $73,813 | $351,615 (+8.5%) Land $130,087 Building $221,528 |
| 2024 | $107,979 (+13%) Land $39,949 Building $68,030 | $324,067 (+13.05%) Land $119,895 Building $204,172 | |
| 2022 | $7,059.00 (+3.34%) Homeowner's exemption | $95,554 (+3.86%) Land $33,746 Building $61,808 | $286,662 (+3.86%) Land $101,238 Building $185,424 |
| 2021 | $6,831.00 Homeowner's exemption | $92,003 Land $32,492 Building $59,511 | $276,009 Land $97,476 Building $178,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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