722 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 722 Richards St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1923
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,500 (Dec 2006)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-129-017`

Property Details

APN / Parcel Number

Primary APN	`12-03-129-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,800 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Cottage
Lot Area	6,650 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	722 RICHARDS ST
City	GENEVA
State	IL
Zip	60134-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW ADDITION LOT 16 BLOCK 1
Legal Subdivision	RANDVIEW ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3022
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 RICHARDS ST, GENEVA, IL 60134-1265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2006 · Amount on Record
Deed Sale	Dec 5, 2006 · Amount on Record
Prior Sale	Oct 12, 1999 · Amount on Record
Deed Document Number	2006131781
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	722 RICHARDS ST, GENEVA, IL 60134-1265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014122
Date	Mar 28, 2018
Instrument	2018K014122

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2028

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,730.00 (-9.08%) Homeowner's exemption	$101,191 (+8.5%) Land $39,010 Building $62,181	$303,694 (+8.5%) Land $117,077 Building $186,618
2024		$93,264 (-1.47%) Land $35,954 Building $57,310	$279,904 (-1.43%) Land $107,905 Building $171,999
2022	$7,402.00 (+3.09%) Homeowner's exemption	$94,652 (+3.86%) Land $30,371 Building $64,281	$283,956 (+3.86%) Land $91,113 Building $192,843
2021	$7,180.00 Homeowner's exemption	$91,134 Land $29,242 Building $61,892	$273,402 Land $87,726 Building $185,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20