Kane County property record for 727 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1927 |
| Lot Size | 0.266 acres (11,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $293,000 (Apr 2017) |
| Tax Bill | $8,069 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-130-004 |
| Primary APN | 12-03-130-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,144 sqft |
| Basement Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Cape Cod |
| Lot Area | 11,580 sqft (0.266 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 727 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 AND THE SOUTHERLY 10 FT OF LOT 5 IN BLK 2 IN GRAND VIEW ADDITION TO GENEVA |
| Legal Subdivision | GRAND VIEW ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 727 RICHARDS ST, GENEVA, IL 60134-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK |
| Apr 20, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on Record |
| Deed Sale | Apr 20, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2014 · Amount on Record |
| Deed Document Number | 201719786 |
| Prior Transfer Date | Oct 21, 2013 |
| Prior Transfer Doc | 0000004088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 727 RICHARDS ST, GENEVA, IL 60134-1264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000046245 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018K046245 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BATAVIA, IL 60510 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 20, 2017 |
| Property Address | 727 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000019786 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 19786 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 580 HAMILTON LN NORTH AURORA IL 605429114, NORTH AURORA, IL 60542-9114 |
| Document Number | 19787 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 19787 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2032 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,069.00 (-7.11%) Homeowner's exemption | $126,352 (+8.5%) Land $43,345 Building $83,007 | $379,208 (+8.5%) Land $130,087 Building $249,121 |
| 2024 | $116,453 (+1.08%) Land $39,949 Building $76,504 | $349,499 (+1.12%) Land $119,895 Building $229,604 | |
| 2022 | $8,687.00 (+3.05%) Homeowner's exemption | $115,214 (+8.73%) Land $33,746 Building $81,468 | $345,642 (+8.73%) Land $101,238 Building $244,404 |
| 2021 | $8,430.00 Homeowner's exemption | $105,963 Land $32,492 Building $73,471 | $317,889 Land $97,476 Building $220,413 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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