Kane County property record for 721 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,098 sqft · built 1927 |
| Lot Size | 0.222 acres (9,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (May 2022) |
| Tax Bill | $8,472 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-130-005 |
| Primary APN | 12-03-130-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,830 sqft |
| Basement Area | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 9,650 sqft (0.222 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 721 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND VIEW ADD - LOT 7 BLK 2 |
| Legal Subdivision | GRAND VIEW ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 852608 |
721 Richards St is owned and occupied by two individuals who bought it in May 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 721 RICHARDS ST, GENEVA, IL 60134-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Aug 2, 2011 · Amount on File |
| Deed Document Number | 202226109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2022 |
| Property Address | 721 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000026109 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022K026109 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 RICHARDS ST, 721, GENEVA, IL 60134-1264 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 721 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000026110 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022K026110 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 721 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000013586 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 721 RICHARDS ST GENEVA IL 601341264, GENEVA, IL 60134-1264 |
| Document Number | 0000013586 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 13586 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 721 Richards St was $8,472 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,472.00 Homeowner's exemption | $125,305 (+8.5%) Land $43,345 Building $81,960 | $376,065 (+8.5%) Land $130,087 Building $245,978 |
| 2024 | $115,488 Land $39,949 Building $75,539 | $346,603 Land $119,895 Building $226,708 | |
| 2022 | $6,817.00 (+3.1%) Homeowner's exemption | $87,657 (+3.86%) Land $33,746 Building $53,911 | $262,971 (+3.86%) Land $101,238 Building $161,733 |
| 2021 | $6,612.00 Homeowner's exemption | $84,399 Land $32,492 Building $51,907 | $253,197 Land $97,476 Building $155,721 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 721 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 721 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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