Kane County property record for 711 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1946 |
| Lot Size | 0.222 acres (9,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Sep 2025) |
| Tax Bill | $8,522 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-130-007 |
| Primary APN | 12-03-130-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,848 sqft |
| Basement Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 9,650 sqft (0.222 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 711 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, BLK 2, GRANDVIEW ADDN TO GENEVA |
| Legal Subdivision | GRANDVIEW ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 852608 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 711 RICHARDS ST, GENEVA, IL 60134-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Contract Sale, Transfer · Seller Carry-Back MICHAEL |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 202537442 |
| Prior Transfer Date | Sep 16, 2025 |
| Prior Transfer Doc | 0000037442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 26, 2025 |
| Property Address | 711 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000037442 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025K037442 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 RICHARDS ST, GENEVA, IL 60134-1264 |
| Name | Verified Name |
|---|---|
| Address | 1218 KANEVILLE RD, GENEVA, IL 60134-2026 |
| Date | Sep 26, 2025 |
|---|
| Name | MICHAEL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 711 RICHARDS ST, GENEVA, IL 60134-1264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030427 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020K030427 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 4, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 14, 2018 |
| Property Address | 711 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000022168 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 22168 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 RICHARDS ST GENEVA IL 601341264, GENEVA, IL 60134-1264 |
| Document Number | 22169 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 22169 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,522.00 (+3.59%) Homeowner's exemption | ||
| 2024 | $8,227.00 (+18.15%) Homeowner's exemption | $116,131 (+29.9%) Land $39,949 Building $76,182 | $348,532 (+29.95%) Land $119,895 Building $228,637 |
| 2022 | $6,963.00 (+3.11%) Homeowner's exemption | $89,399 (+3.86%) Land $33,746 Building $55,653 | $268,197 (+3.86%) Land $101,238 Building $166,959 |
| 2021 | $6,753.00 Homeowner's exemption | $86,077 Land $32,492 Building $53,585 | $258,231 Land $97,476 Building $160,755 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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