Kane County property record for 712 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 892 sqft · built 1953 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Oct 2000) |
| Tax Bill | $6,058 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-129-019 |
| Primary APN | 12-03-129-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 892 sqft |
| Basement Area | 892 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,650 sqft (0.153 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 712 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, BLK 1, GRANDVIEW ADDN TO GENEVA |
| Legal Subdivision | GRANDVIEW ADDN |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU |
| Nov 7, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 7, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2000 · Amount on Record |
| Deed Sale | Oct 11, 2000 · Amount on Record |
| Prior Sale | Jul 9, 1998 · Amount on Record |
| Deed Document Number | 200081320 |
| Last Transfer Date | Sep 21, 2018 |
| Transfer Doc | 0000054347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007247 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021K007247 |
| Name | NORTHSTAR CU |
|---|---|
| Type | Credit Union |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Document Number | 0000000998 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 712 RICHARDS ST GENEVA IL 601341265, GENEVA, IL 60134-1265 |
| Document Number | 0000000998 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 998 |
| Name | NORTHSTAR CU |
|---|---|
| Type | Credit Union |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 7, 2018 |
| Property Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Document Number | 0000054347 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018K054347 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | STEWART TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Document Number | 0000054349 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018K054349 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 1, 2038 |
| Rate | 4.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 7, 2018 |
| Property Address | 712 RICHARDS ST, GENEVA, IL 60134-1265 |
| Document Number | 0000054348 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 54348 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 RICHARDS ST GENEVA IL 601341265, GENEVA, IL 60134-1265 |
| Document Number | 54349 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 54349 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 6, 2038 |
| Rate | 4.62% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,058.00 (+1.8%) Homeowner's exemption | $91,879 (+8.5%) Land $39,010 Building $52,869 | $275,747 (+8.5%) Land $117,077 Building $158,670 |
| 2024 | $84,681 (+9.58%) Land $35,954 Building $48,727 | $254,145 (+9.62%) Land $107,905 Building $146,239 | |
| 2022 | $5,951.00 (+3.15%) Homeowner's exemption | $77,278 (+3.86%) Land $30,371 Building $46,907 | $231,834 (+3.86%) Land $91,113 Building $140,721 |
| 2021 | $5,769.00 Homeowner's exemption | $74,406 Land $29,242 Building $45,164 | $223,218 Land $87,726 Building $135,492 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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