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707 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 707 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 833 sqft · built 1923
Lot Size0.222 acres (9,650 sqft)
Owner2 Company Names on Record
Last Sale$385,000 (Sep 2025)
Tax Bill$6,922 (2025)
Deeds & MortgagesJul 2026 Sale
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03-130-008

Property Details

APN / Parcel Number

Primary APN12-03-130-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area833 sqft Living Area
Gross Area1,666 sqft
1st Floor Area833 sqft
Basement Area833 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area9,650 sqft (0.222 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address707 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 2 GRAND VIEW ADD
Legal SubdivisionGRAND VIEW ADD
Legal Block2
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3023
Census Tract852608

Owner

Source: Kane County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address707 RICHARDS ST, GENEVA, IL 60134-1264
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 13, 2023Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Feb 13, 2020Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Aug 23, 2018Grant Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Prior SaleJan 13, 2023 · Amount on Record
Deed Document Number202533325
Last Transfer DateJul 28, 2026
Transfer Doc0000032781
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJul 31, 2026
Property Address707 RICHARDS ST, GENEVA, IL 60134-1264
Document Number0000032781
Instrument DateJul 28, 2026
Instrument202632781
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address707 RICHARDS ST, GENEVA, IL 60134-1264

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 13, 2023
Property Address707 RICHARDS ST, GENEVA, IL 60134-1264
Document Number0000001439
Instrument DateJan 10, 2023
Instrument2023K001439
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address707 RICHARFDS STREET, GENEVA, IL 60134-1264

Mortgage

Document Number0000001440
DateJan 13, 2023
Instrument2023K001440
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate5.65%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 13, 2020
Property Address707 RICHARDS ST, GENEVA, IL 60134-1264
Document Number0000007797
Instrument DateFeb 12, 2020
Instrument2020K007797
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 RICHARDS ST, GENEVA, IL 60134-1264

Mortgage

Document Number0000007798
DateFeb 13, 2020
Instrument2020K007798
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateAug 23, 2018
Property Address707 RICHARDS ST, GENEVA, IL 60134-1264
Document Number0000041522
Instrument DateAug 17, 2018
Instrument41522
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyATTORNEY'S TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address707 RICHARDS ST GENEVA IL 601341264, GENEVA, IL 60134-1264

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,922.00 (+14.38%)$103,841 (+8.5%) Land $43,345 Building $60,496$311,648 (+8.5%) Land $130,087 Building $181,561
2024$95,706 (+9.83%) Land $39,949 Building $55,757$287,233 (+9.87%) Land $119,895 Building $167,338
2022$6,052.00 (+3.15%) Homeowner's exemption$87,143 (+3.86%) Land $33,746 Building $53,397$261,429 (+3.86%) Land $101,238 Building $160,191
2021$5,867.00 Homeowner's exemption$83,904 Land $32,492 Building $51,412$251,712 Land $97,476 Building $154,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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