716 Prairie Pl, Waterloo, IL 62298 Property Records

Monroe County property record for 716 Prairie Pl, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,774 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Feb 2026)
Tax Bill	$7,990 (2025)
Deeds & Mortgages	Feb 2026 Sale & Construction Loan Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-012-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-012-000`

Interior

Bedrooms	3 Beds
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Basement Area	1,774 sqft
Unfinished Basement	1,774 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	12,197 sqft (0.28 acres)
Garage Area	776 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	716 PRAIRIE PL
City	WATERLOO
State	IL
Zip	62298-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 12 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	12
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4021
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 PRAIRIE PL, WATERLOO, IL 62298-3384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE INC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	2026441105
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 3, 2026
Property Address	716 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000441105
Map Reference	DOC 394932
Instrument Date	Feb 2, 2026
Instrument	441105
Transaction Type	Construction Loan
Record Updated	Feb 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 PRAIRIE PL, WATERLOO, IL 62298-3384

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 PRAIRIE PL, WATERLOO, IL 62298-3384

Mortgage

Document Number	0000441106
Date	Feb 3, 2026
Instrument	441106

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.45%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	716 PRAIRIE PL, WATERLOO, IL 62298-3384
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423233
Date	Mar 16, 2022
Instrument	423233

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,990.00 (+9.63%)	$130,950 (+6.35%) Land $16,790 Building $114,160	$392,850 (+6.35%) Land $50,370 Building $342,480
2024	$7,288.00	$123,130 (+18.7%) Land $16,401 Building $106,729	$369,390 (+18.7%) Land $49,203 Building $320,187
2022		$103,730 Land $15,410 Building $88,320	$311,190 Land $46,230 Building $264,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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