709 Prairie Pl, Waterloo, IL 62298 Property Records

Monroe County property record for 709 Prairie Pl, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,860 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2020)
Tax Bill	$8,245 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-040-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-040-000`

Interior

Bedrooms	3 Beds
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	13,068 sqft (0.3 acres)
Garage Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	709 PRAIRIE PL
City	WATERLOO
State	IL
Zip	62298-3385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 40 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	40
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4054
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 PRAIRIE PL, WATERLOO, IL 62298-3385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	2020407947
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 14, 2020
Property Address	709 PRAIRIE PL, WATERLOO, IL 62298-3385
Document Number	0000407947
Map Reference	DOC403323
Instrument Date	May 13, 2020
Instrument	407947
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 REMINGTON RD, 1210, WATERLOO, IL 62298-3353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	709 PRAIRIE PL, WATERLOO, IL 62298-3385

Mortgage

Document Number	0000407948
Date	May 14, 2020
Instrument	407948

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,000 (+45.21%) Land $16,950 Building $137,050	$462,000 (+45.21%) Land $50,850 Building $411,150
2024	$8,245.00
2022	Additional exemption filed	$106,050 Land $15,510 Building $90,540	$318,150 Land $46,530 Building $271,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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