Monroe County property record for 717 Prairie Pl, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,040 sqft · built 2022 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Jul 2022) |
| Tax Bill | $7,703 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-150-042-000 |
| Primary APN | 08-17-150-042-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 2,040 sqft |
| Unfinished Basement | 2,040 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | Central |
|---|
| Street Address | 717 PRAIRIE PL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 42 REMINGTON RIDGE PHASE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | REMINGTON RIDGE |
| Legal Lot Number | 42 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 600401 |
717 Prairie Pl is owned and occupied by two individuals who bought it in July 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 717 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Jul 5, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Jun 16, 2020 · Amount on File |
| Deed Document Number | 2022425015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 717 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000421139 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 421139 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 5, 2022 |
| Property Address | 717 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Document Number | 0000425015 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 425015 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1210 REMINGTON RD, WATERLOO, IL 62298-3353 |
| Name | Verified Name |
|---|---|
| Address | 717 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Document Number | 0000425016 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 425016 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.68% |
|---|
The 2025 property tax bill for 717 Prairie Pl was $7,703, down 4.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,703.00 (-4.78%) Homeowner's exemption | $132,000 Land $16,950 Building $115,050 | $396,000 Land $50,850 Building $345,150 |
| 2024 | $8,090.00 | ||
| 2022 | $15,510 Land $15,510 | $46,530 Land $46,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 717 Prairie Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 717 Prairie Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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