Monroe County property record for 705 Prairie Pl, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,982 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Jul 2019) |
| Tax Bill | $7,443 (2024) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-150-039-000 |
| Primary APN | 08-17-150-039-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Basement Area | 1,982 sqft |
| Unfinished Basement | 1,982 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 776 sqft |
| Cooling System | Central |
|---|
| Street Address | 705 PRAIRIE PL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 REMINGTON RIDGE PHASE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | REMINGTON RIDGE |
| Legal Lot Number | 39 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-17-150-039-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 2019402556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 19, 2019 |
| Property Address | 705 PRAIRIE PL, WATERLOO, IL 62298-3385 |
| Document Number | 0000402556 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 402556 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 PRAIRIE PLACE, WATERLOO, IL 62298-3385 |
| Document Number | 0000402557 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 402557 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,980 (+27.26%) Land $16,950 Building $122,030 | $416,940 (+27.26%) Land $50,850 Building $366,090 | |
| 2024 | $7,443.00 | ||
| 2022 | Additional exemption filed | $109,210 Land $15,510 Building $93,700 | $327,630 Land $46,530 Building $281,100 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures