728 Prairie Pl, Waterloo, IL 62298 Property Records

Monroe County property record for 728 Prairie Pl, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2023
Square Footage1,957 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$432,082 (2023)
Tax Bill$7,665.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-17-150-009-000

Interior

Bedrooms3 Beds
Building Area1,957 sqft Living Area
1st Floor1,957 sqft 1st Floor
Basement Area1,957 sqft Basement
Unfinished Basement1,957 sqft Unfinished

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area12,197 sqft (0.28 acres)

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address728 PRAIRIE PL
CityWATERLOO
StateIL
Zip62298-3384
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 REMINGTON RIDGE PHASE 2
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionREMINGTON RIDGE
Legal Lot Number9
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup4
Census Block4021
Census Tract600401

Owner

Source: Monroe County records · APN 08-17-150-009-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2501 CRESTVIEW DR
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Warranty Deed, Transfer · Conventional Mortgage
TOGETHER CU
Oct 11, 2022Limited Warranty Deed, Transfer · Commercial Mortgage
CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleOct 11, 2022 · Amount on Record
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 30, 2023
Property Address728 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number0000429653
Map ReferenceDOC 394932
Instrument DateJun 28, 2023
Instrument429653
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$648.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address210 STANHOPE LN, COLUMBIA, IL 62236-3420

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address728 PRAIRIE PL, WATERLOO, IL 62298-3384

Mortgage

Document Number0000429654
DateJun 30, 2023
Instrument429654
Lender
NameTOGETHER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeFixed Rate
Rate6.13%

October 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionMONROE IL
Recording DateOct 11, 2022
Property Address728 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number0000426459
Map ReferenceDOC 394932
Instrument DateOct 07, 2022
Instrument426459
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Tax$93.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6057 STATE ROUTE 3, WATERLOO, IL 62298-3011

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 STANHOPE LN, COLUMBIA, IL 62236-3420

Mortgage

Document Number0000426460
DateOct 11, 2022
Instrument426460
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 07, 2023
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$145,400 (+35,363.41%) Land $16,790 Building $128,610$436,200 (+35,363.41%) Land $50,370 Building $385,830
2024$7,665.00
2022$410 (-) Land $410$1,230 (-) Land $1,230
2021$410 Land $410$1,230 Land $1,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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