708 Prairie Pl, Waterloo, IL 62298 Property Records

Monroe County property record for 708 Prairie Pl, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,953 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2024)
Tax Bill	$7,672 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-014-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-014-000`

Interior

Bedrooms	3 Beds
Building Area	1,953 sqft Living Area
1st Floor Area	1,953 sqft
Basement Area	1,953 sqft
Unfinished Basement	1,953 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	708 PRAIRIE PL
City	WATERLOO
State	IL
Zip	62298-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 14 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4021
Census Tract	600401

Owner

Source: Monroe County records · APN 08-17-150-014-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2649 COLUMBIA LAKES DR, 1A, COLUMBIA, IL 62236-2780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Sep 01, 2022	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jul 28, 2020	Loan Modification, Mortgage CITIZENS CMNTY BK
Jan 29, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2024 · Amount on Record
Deed Sale	Sep 03, 2024 · Amount on Record
Prior Sale	Sep 01, 2022 · Amount on Record
Deed Document Number	2024434445
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	708 PRAIRIE PL, WATERLOO, IL 62298-3384
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421751
Date	Dec 29, 2021
Instrument	421751

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2022

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 01, 2022
Property Address	708 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000425887
Instrument Date	Aug 30, 2022
Instrument	425887
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$591.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 STANHOPE LN, COLUMBIA, IL 62236-3420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PRAIRIE PL, WATERLOO, IL 62298-3384

Mortgage

Document Number	0000425888
Date	Sep 01, 2022
Instrument	425888

Lender

Name	STIFEL BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.63%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	708 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000410943
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 PRAIRIE PL WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000410943
Date	Sep 14, 2020
Instrument	410943

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	36 Months
Due	Sep 13, 2023

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 29, 2019
Property Address	708 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000399733
Instrument Date	Jan 28, 2019
Instrument	399733
Transaction Type	Transfer
Record Updated	Apr 03, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 STANHOPE LN, COLUMBIA, IL 62236-3420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000399734
Date	Jan 29, 2019
Instrument	399734

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,890 (+833.74%) Land $16,790 Building $127,100	$431,670 (+833.74%) Land $50,370 Building $381,300
2024	$7,672.00
2022		$15,410 Land $15,410	$46,230 Land $46,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
HTC Holding Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 153 locations within half a mile of this property.

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