724 Prairie Pl, Waterloo, IL 62298 Property Records

Monroe County property record for 724 Prairie Pl, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,906 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Mar 2022)
Tax Bill	$8,526 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-010-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-010-000`

Interior

Bedrooms	3 Beds
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,906 sqft
Unfinished Basement	1,906 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	724 PRAIRIE PL
City	WATERLOO
State	IL
Zip	62298-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 10 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	10
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4021
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 PRAIRIE PL, WATERLOO, IL 62298-3384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIBANK
Apr 5, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	2022423112
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 14, 2022
Property Address	724 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000423112
Map Reference	DOC 394932
Instrument Date	Mar 8, 2022
Instrument	423112
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	724 PRAIRIE PL, WATERLOO, IL 62298-3384

Mortgage

Document Number	0000423113
Date	Mar 14, 2022
Instrument	423113

Lender

Name	CITIBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 5, 2021
Property Address	724 PRAIRIE PL, WATERLOO, IL 62298-3384
Document Number	0000416106
Instrument Date	Mar 31, 2021
Instrument	416106
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 STANHOPE LN, COLUMBIA, IL 62236-3420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000416107
Date	Apr 5, 2021
Instrument	416107

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,526.00 (+9.97%) Homeowner's exemption	$145,480 (+844.06%) Land $16,790 Building $128,690	$436,440 (+844.06%) Land $50,370 Building $386,070
2024	$7,753.00
2022		$15,410 Land $15,410	$46,230 Land $46,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prairie Pl

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