Kane County property record for 632 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 894 sqft · built 1925 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,489 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-132-009 |
| Primary APN | 12-03-132-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 894 sqft |
| Basement Area | 894 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 632 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 IN BLK 1 OF ELMWOOD ADDITION TO GENEVA |
| Legal Subdivision | ELMWOOD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 852608 |
632 Richards St is owned and occupied by an individual who acquired it in February 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 632 RICHARDS ST, GENEVA, IL 60134-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2022 |
| Transfer Doc | 0000010557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 23, 2022 |
| Property Address | 632 RICHARDS ST, GENEVA, IL 60134-1263 |
| Document Number | 0000010557 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022K010557 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | AF TITLE COMPANY, FOX TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 RICHARDS ST, GENEVA, IL 60134-1263 |
| Document Number | 0000010523 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022K010523 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 632 Richards St was $5,489 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,489.00 Homeowner's exemption Senior Citizen's exemption | $92,009 (+8.5%) Land $39,010 Building $52,999 | $276,137 (+8.5%) Land $117,077 Building $159,061 |
| 2024 | $84,801 Land $35,954 Building $48,847 | $254,505 Land $107,905 Building $146,600 | |
| 2022 | $5,490.00 (+3.18%) Homeowner's exemption | $71,760 (+3.86%) Land $30,371 Building $41,389 | $215,280 (+3.86%) Land $91,113 Building $124,167 |
| 2021 | $5,321.00 Homeowner's exemption | $69,093 Land $29,242 Building $39,851 | $207,279 Land $87,726 Building $119,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 632 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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