Osceola County property record for 706 15th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,600 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2025) |
| Tax Bill | $4,095.00 (2024) |
| Primary APN | 01-26-30-0001-0283-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,310 sqft Gross Area |
| 1st Floor | 1,600 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 625 sqft Garage |
| Porch Area | 490 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 706 15TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4530 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | ST CLOUD PB B PG 34 BLK 283 LOTS 9-12 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 283 |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4057 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0283-0090
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 15TH ST, SAINT CLOUD, FL 34769-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 24, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Deed Doc Number | 2025144856 |
| Deed Book / Page | 6884 / 2245 |
| Prior Transfer Date | May 24, 2024 |
| Prior Transfer Doc | 0066060147 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 706 15TH ST, SAINT CLOUD, FL 34769-4530 |
| Document Number | 0068842245 |
| Book / Page | 6884 / 2245 |
| Map Reference | MB B PG 33 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025144856 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5606 JACK BRACK RD, SAINT CLOUD, FL 34771-9234 |
| Name | Verified Name |
|---|---|
| Address | 706 15TH ST, SAINT CLOUD, FL 34769-4530 |
| Investor | Possibly a Property Investor |
| Document Number | 0068842247 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 6884/2247 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 24, 2024 |
| Property Address | 706 15TH ST, SAINT CLOUD, FL 34769-4530 |
| Document Number | 0066060147 |
| Book / Page | 6606 / 147 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024068794 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 TENNESSEE AVE, SAINT CLOUD, FL 34769-2172 |
| Name | Verified Name |
|---|---|
| Address | 5605 JACK BRACK RD, SAINT CLOUD, FL 34771-9243 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,361.00 (+6.5%) | $283,000 (+2.91%) Land $60,000 Building $223,000 | $283,000 (+2.91%) Land $60,000 Building $223,000 |
| 2024 | $4,095.00 (+6.03%) | ||
| 2023 | $3,862.00 (+17.74%) | $275,000 (+32.59%) Land $52,000 Building $223,000 | $275,000 (+32.59%) Land $52,000 Building $223,000 |
| 2022 | $3,280.00 | $207,400 Land $52,000 Building $155,400 | $207,400 Land $52,000 Building $155,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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