1005 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1005 15th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,520 sqft Living Area
Lot Size	7,710 sqft (0.177 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$1,778.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0301-0010`
Alternative APNs	`263001000103010010` `78991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,520 sqft Living Area
Gross Area	1,992 sqft Gross Area
1st Floor	1,520 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,710 sqft (0.177 acres)
Depth X Width	140 ft x 0.6 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1005 15TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 301 LOTS 1, 2 & N 5 FT OF LOT 3 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	301
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4083
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0301-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1005 15TH ST, SAINT CLOUD, FL 34769-4412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2021
Deed Sale	Jan 25, 2021
Prior Sale	Jun 11, 2010 · Amount on Record
Deed Doc Number	202111042
Deed Book / Page	5877 / 143
Prior Transfer Date	Jan 08, 2021
Prior Transfer Doc	0058770143
Record Refreshed	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2021
Property Address	1005 15TH ST, SAINT CLOUD, FL 34769-4412
Document Number	0058770143
Book / Page	5877 / 143
Map Reference	MB B PG 33&34
Instrument Date	Jan 08, 2021
Instrument	2021011042
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 15TH ST, SAINT CLOUD, FL 34769-4412

Mortgage

Document Number	0005877145
Date	Jan 25, 2021
Instrument	5877/145

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+3.82%) Homeowner's exemption	$146,057 (+5.99%)	$297,000 (+12.24%) Land $46,800 Building $250,200
2024	$1,778.00 (+3.25%)
2023	$1,722.00 (+4.24%) Homeowner's exemption	$137,807 (+3%)	$264,600 (+18.13%) Land $42,500 Building $222,100
2022	$1,652.00 Homeowner's exemption	$133,794	$224,000 Land $35,100 Building $188,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.