Osceola County property record for 650 15th St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 418 sqft |
| Last Sale | $240,000 (2020) |
| Tax Bill | $5,134.00 (2024) |
| Primary APN | 01-26-30-0001-0284-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,642 sqft Gross Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 650 15TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 284 E 1/2 LOTS 13-16 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Block | 284 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4056 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0284-0140
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1930 RANKIN ST, KINDRED, FL 34744-5750 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jan 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Deed Doc Number | 2020171805 |
| Deed Book / Page | 5853 / 1976 |
| Prior Transfer Date | Dec 11, 2020 |
| Prior Transfer Doc | 0058502837 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 650 15TH ST, SAINT CLOUD, FL 34769-4630 |
| Document Number | 0058502837 |
| Book / Page | 005850 / 002837 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 169552 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2266 JESSICA LN KISSIMMEE FL 347446454, KISSIMMEE, FL 34744-6454 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 650 15TH ST, SAINT CLOUD, FL 34769-4630 |
| Document Number | 0058531976 |
| Book / Page | 5853 / 1976 |
| Map Reference | MB B PG 33-34 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 2020171805 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2580 JENSCOT RD, 2580, SAINT CLOUD, FL 34771-9013 |
| Name | Verified Name |
|---|---|
| Address | 2266 JESSICA LN, KISSIMMEE, FL 34744-6454 |
| Document Number | 0058531977 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 5853/1977 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 650 15TH ST, SAINT CLOUD, FL 34769-4630 |
| Document Number | 0056572142 |
| Book / Page | 005657 / 002142 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 6855 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2580 JENSCOT RD ST CLOUD FL 347719013, ST CLOUD, FL 34771-9013 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,519.00 (+7.5%) | $326,200 (+9.87%) Land $46,800 Building $279,400 | $326,200 (+9.87%) Land $46,800 Building $279,400 |
| 2024 | $5,134.00 (+8.22%) | ||
| 2023 | $4,744.00 (+10.51%) | $296,900 (+11.78%) Land $42,500 Building $254,400 | $296,900 (+11.78%) Land $42,500 Building $254,400 |
| 2022 | $4,293.00 | $265,600 Land $35,100 Building $230,500 | $265,600 Land $35,100 Building $230,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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