401 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 401 15th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	964 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Garage	Carport
Tax Bill	$2,834.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78938`
Alternative APN	`012630000102950010`

Interior

Full Baths	1 Baths
Building Area	964 sqft Heated Area
Gross Area	1,359 sqft Gross Area
1st Floor	600 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1953
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Enclosed Porch
Porch Area	379 sqft Porch

Utilities and HVAC

Cooling System	Wall Unit Cooling

Location & Zoning

Account Number	78938
Street Address	401 15TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 295 LOTS 1-3 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	295
Legal Lot Number	1-3 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4063
Census Tract	43500

Owner

Source: Osceola County records · APN 78938

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5350 WARRIOR LN, KISSIMMEE, FL 34746-4868
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2012
Deed Sale	Aug 06, 2012
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+17.3%)	$167,700 (+12.63%) Land $55,000 Building $112,700	$167,700 (+12.63%) Land $55,000 Building $112,700
2023	$2,416.00 (+10.77%)	$148,900 (+12.55%) Land $50,000 Building $98,900	$148,900 (+12.55%) Land $50,000 Building $98,900
2022	$2,181.00	$132,300 Land $45,000 Building $87,300	$132,300 Land $45,000 Building $87,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.