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1000 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1000 15th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,250 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2018)
Tax Bill$2,169.00 (2025)

Property Details

APN / Parcel Number

Primary APN78801
Alternative APN
  • 012630000102800110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,250 sqft Heated Area
Gross Area1,687 sqft Gross Area
1st Floor1,250 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area325 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area96 sqft Shed
PorchFinished/Screened Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78801
Street Address1000 15TH ST
CitySAINT CLOUD
StateFL
Zip34769-4458
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 280 LOTS 11 & 12 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block280
Legal Lot Number1,11-12 12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4082
Census Tract43500

Owner

Source: Osceola County records · APN 78801

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1000 15TH ST, SAINT CLOUD, FL 34769-4458
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC
Apr 17, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleNov 09, 2015 · Amount on Record
Deed Doc Number2018060487
Deed Book / Page5318 / 1782
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1000 15TH ST, SAINT CLOUD, FL 34769-4458
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 15TH ST, SAINT CLOUD, FL 34769-4458

Mortgage

Document Number0057940201
DateSep 15, 2020
Book Page5794/201
Instrument2020123388
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2018
Property Address1000 15TH ST, SAINT CLOUD, FL 34769-4458
Document Number0053181782
Book / Page5318 / 1782
Map ReferenceMB B PG33&34
Instrument DateApr 13, 2018
Instrument2018060487
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 SUNSET TER, 1, SAINT ALBANS, VT 05478-5116

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 HUNT LN, 06572

Mortgage

Document Number2018060489
DateApr 17, 2018
Instrument2018060489
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 (+6.9%) Homeowner's exemption$164,108 (+5.99%)$285,000 (+13.1%) Land $46,800 Building $238,200
2023$2,029.00 (+4.1%) Homeowner's exemption$154,838 (+3%)$252,000 (+10.19%) Land $34,000 Building $218,000
2022$1,949.00 Homeowner's exemption$150,329$228,700 Land $30,600 Building $198,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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