1623 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1623 15th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1934
Square Footage1,458 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$214,900 (2021)
Tax Bill$2,699.00 (2025)

Property Details

APN / Parcel Number

Primary APN79064
Alternative APN
  • 012630000103070220

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures1 Plumbing Fixtures
Building Area1,458 sqft Heated Area
Gross Area1,878 sqft Gross Area
1st Floor1,458 sqft 1st Floor
Stories1 Stories
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1934
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,454 sqft (0.239 acres)
Depth X Width140 ft x 75 ft Depth x Width

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area90 sqft Porch
Utility Building330 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79064
Street Address1623 15TH ST
CitySAINT CLOUD
StateFL
Zip34769-4376
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 307 LOTS 22-24 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block307
Legal Lot Number22 23
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1048
Census Tract43400

Owner

Source: Osceola County records · APN 79064

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1623 15TH ST, SAINT CLOUD, FL 34769-4376
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2021Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 31, 2019Warranty Deed, Transfer · Building or Construction Mortgage
MICHAEL SCHAFFER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2021 · Amount on Record
Deed SaleApr 09, 2021 · Amount on Record
Prior SaleJan 31, 2019 · Amount on Record
Deed Doc Number2021053921
Deed Book / Page5932 / 588
Record RefreshedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 09, 2021
Property Address1623 15TH ST, SAINT CLOUD, FL 34769-4376
Document Number0059320588
Book / Page5932 / 588
Map ReferenceMB B PG 33
Instrument DateApr 08, 2021
Instrument2021053921
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,504.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1623 15TH ST, 1623, SAINT CLOUD, FL 34769-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address1623 15TH ST, SAINT CLOUD, FL 34769-4376

Mortgage

Document Number0005932589
DateApr 09, 2021
Instrument5932/589
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2019
Property Address1623 15TH ST, SAINT CLOUD, FL 34769-4376
Document Number0054701358
Book / Page005470 / 001358
Instrument DateJan 31, 2019
Instrument12601
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 FLORIDA AVE ST CLOUD FL 347692856, ST CLOUD, FL 34769-2856

Mortgage

Document Number54701360
DateJan 31, 2019
Book Page005470/001360
Instrument12602
Lender
NameMICHAEL SCHAFFER
Address3920 SAVANNAHS TRL, MERRITT ISLAND, FL 32953-8601
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 30, 2020

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,699.00 (+6.81%) Homeowner's exemption Disabled Person's exemption$198,682 (+5.99%)$240,000 (+13.26%) Land $55,000 Building $185,000
2023$2,527.00 (+0.64%) Homeowner's exemption Disabled Person's exemption$187,460 (+3%)$211,900 (+16.43%) Land $50,000 Building $161,900
2022$2,511.00 Homeowner's exemption Disabled Person's exemption$182,000 Land $45,000 Building $137,000$182,000 Land $45,000 Building $137,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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