Osceola County property record for 317 15th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,500 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Tax Bill | $3,180.00 (2025) |
| Primary APN | 78937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 1,750 sqft Gross Area |
| 1st Floor | 1,500 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 90 sqft Shed |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78937 |
|---|---|
| Street Address | 317 15TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ST CLOUD PB B PG 34 BLK 294 LOTS 22-24 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD MULTIFAM SOUTH |
| Legal Tract | 1 |
| Legal Block | 294 |
| Legal Lot Number | 22 23 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4064 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78937
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) RP FNDG |
| May 13, 2019 | Correction Deed ATTORNEY ONLY |
| Mar 04, 2019 | Quit Claim Deed, Subdivision Related Transfer Quitclaim Document |
| Mar 01, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 13, 2018 | Trustee's Deed, Construction Loan · Building or Construction Mortgage VEGTER & SON LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 |
| Deed Sale | Apr 17, 2019 |
| Prior Sale | Mar 01, 2018 |
| Deed Doc Number | 0055231129 |
| Deed Book / Page | 4520 / 0086 |
| Prior Transfer Date | Mar 04, 2019 |
| Prior Transfer Doc | 2019027398 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 317 15TH ST, SAINT CLOUD, FL 34769-4632 |
| Document Number | 0055231131 |
| Instrument Date | May 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1009 LAKESHORE BLVD ST CLOUD FL 347692321, ST CLOUD, FL 34769-2321 |
| Document Number | 0055231131 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 005523/001131 |
| Instrument | 61370 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 13, 2019 |
| Property Address | 317 15TH ST, SAINT CLOUD, FL 34769-4632 |
| Document Number | 0055231129 |
| Book / Page | 005523 / 001129 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 61369 |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 LAKESHORE BLVD ST CLOUD FL 347692321, ST CLOUD, FL 34769-2321 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 04, 2019 |
| Property Address | 317 15TH ST, SAINT CLOUD, FL 34769-4632 |
| Document Number | 0054852201 |
| Book / Page | 005485 / 002201 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 27398 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 OHIO AVE ST CLOUD FL 347692876, ST CLOUD, FL 34769-2876 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2018 |
| Property Address | 317 15TH ST, SAINT CLOUD, FL 34769-4632 |
| Document Number | 0052940662 |
| Book / Page | 005294 / 000662 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 35100 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 317 15TH ST, SAINT CLOUD, FL 34769-4632 |
| Document Number | 0052842154 |
| Book / Page | 005284 / 002154 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 24376 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724 |
| Investor | Possibly a Property Investor |
| Document Number | 52842154 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 005284/002154 |
| Instrument | 24376 |
| Name | VEGTER & SON LLC |
|---|---|
| Address | PO BOX 235, WAVERLY, FL 33877-0235 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 12, 2019 |
| Rate | 18% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (+13.17%) | $210,900 (+3.94%) Land $60,000 Building $150,900 | $210,900 (+3.94%) Land $60,000 Building $150,900 |
| 2023 | $2,810.00 (+16.5%) | $202,900 (+28.34%) Land $52,000 Building $150,900 | $202,900 (+28.34%) Land $52,000 Building $150,900 |
| 2022 | $2,412.00 | $158,100 Land $52,000 Building $106,100 | $158,100 Land $52,000 Building $106,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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