7 Phaedra, Laguna Niguel, CA 92677 Property Records

Orange County property record for 7 Phaedra, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,183 sqft · built 1995
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$680,000 (Oct 1999)
Tax Bill	$10,796 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653-511-31`

Property Details

APN / Parcel Number

Primary APN	`653-511-31`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,183 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,500 sqft (0.172 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7 PHAEDRA
City	LAGUNA NIGUEL
State	CA
Zip	92677-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13255 BLK LOT 31
Legal Subdivision	PALACIO
Legal Tract	13255
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42331

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 1999 · Amount on Record
Deed Sale	Oct 13, 1999 · Amount on Record
Prior Sale	Sep 29, 1995 · Amount on Record
Deed Document Number	1999722596
Last Transfer Date	Dec 20, 2005
Transfer Doc	0001027791
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000766848
Date	Dec 23, 2021
Instrument	2021000766848

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PHAEDRA, LAGUNA NIGUEL, CA 92677-9044

Mortgage

Document Number	0000344973
Date	May 26, 2021
Instrument	2021000344973

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Month LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,007 (+2%) Land $628,813 Building $468,194
2025	$10,796.00 (+1.71%) Homeowner's exemption	$1,075,498 (+4.04%) Land $616,484 Building $459,014
2024	$10,614.00 (+2.18%)
2023	$10,388.00 (+1.95%) Homeowner's exemption	$1,033,736 Land $592,545 Building $441,191
2022	$10,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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