7 Pallazo, Laguna Niguel, CA 92677 Property Records

Orange County property record for 7 Pallazo, Laguna Niguel, CA 92677

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,125 sqft · built 1993
Lot Size0.19 acres (8,255 sqft)
OwnerCompany Name on File
Tax Bill$6,783 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN653-521-10

Property Details

APN / Parcel Number

Primary APN653-521-10

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,125 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area8,255 sqft (0.19 acres)
Garage Area665 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address7 PALLAZO
CityLAGUNA NIGUEL
StateCA
Zip92677-9035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13256 BLK LOT 10
Legal Tract13256
Legal Lot Number10
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1002
Census Tract42331

Owner

Source: Orange County records · APN 653-521-10

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 25, 2016
Transfer Doc0000087889
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address7 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092990
DateMar 07, 2017
Instrument2017000092990
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Niguel City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$691,144 (+2%) Land $269,338 Building $421,806
2025$6,783.00 (+3.94%) Homeowner's exemption$677,593 (+4.04%) Land $264,057 Building $413,536
2023$6,526.00 (+1.95%) Homeowner's exemption$651,282 Land $253,803 Building $397,479
2022$6,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 590 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3010073, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOULTON NIGUEL WATER DISTRICT
serves 168,315 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Pallazo

Nearby Streets

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