19 Pallazo, Laguna Niguel, CA 92677 Property Records

Orange County property record for 19 Pallazo, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,438 sqft · built 1993
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Company Names on Record
Last Sale	$1,340,000 (Apr 2017)
Tax Bill	$15,633 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-521-16`

Property Details

APN / Parcel Number

Primary APN	`653-521-16`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,438 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,700 sqft (0.177 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	19 PALLAZO
City	LAGUNA NIGUEL
State	CA
Zip	92677-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13256 BLK LOT 16
Legal Subdivision	TRACT NO 13256
Legal Tract	13256
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42331

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jul 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2017	Grant Deed, Transfer FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	2017140801
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000369689
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035

Mortgage

Document Number	0000162582
Date	Mar 9, 2021
Instrument	2021000162582

Lender

Name	ZB NA
Type	Bank
Address	LOS ANGELES, CA 90048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2020
Property Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Document Number	0000369689
Map Reference	MB 610 PG 5-8
Instrument Date	Jul 24, 2020
Instrument	2020000369689
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035

Mortgage

Document Number	0000369690
Date	Jul 30, 2020
Instrument	2020000369690

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 7, 2017
Property Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Document Number	0000140801
Map Reference	MB 610 PG 5-8
Instrument Date	Feb 27, 2017
Instrument	2017000140801
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	19 PALLAZO, LAGUNA NIGUEL, CA 92677-9035

Mortgage

Document Number	0000140802
Date	Apr 7, 2017
Instrument	2017000140802

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000140803
Date	Apr 7, 2017
Instrument	2017000140803

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,586,285 (+2%) Land $1,200,531 Building $385,754
2025	$15,633.00 (+3.92%) Homeowner's exemption	$1,555,182 (+4.04%) Land $1,176,991 Building $378,191
2023	$15,044.00 (+1.95%) Homeowner's exemption	$1,494,794 Land $1,131,288 Building $363,506
2022	$14,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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