11 Pallazo, Laguna Niguel, CA 92677 Property Records

Orange County property record for 11 Pallazo, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,247 sqft · built 1993
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jun 2016)
Tax Bill	$15,469 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653-521-12`

Property Details

APN / Parcel Number

Primary APN	`653-521-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,247 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,500 sqft (0.172 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	11 PALLAZO
City	LAGUNA NIGUEL
State	CA
Zip	92677-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13256 BLK LOT 12
Legal Subdivision	TRACT NO 13256
Legal Tract	13256
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42331

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on Record
Deed Sale	Jun 6, 2016 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Deed Document Number	2016254594
Prior Transfer Date	Jan 22, 1994
Prior Transfer Doc	0000053884
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Document Number	0000693594
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 PALLAZO LAGUNA NIGUEL CA 926779035, LAGUNA NIGUEL, CA 92677-9035

Mortgage

Document Number	0000693594
Date	Nov 30, 2020
Instrument	693594

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,569,712 (+2%) Land $1,181,138 Building $388,574
2025	$15,469.00 (+3.91%) Homeowner's exemption	$1,538,934 (+4.04%) Land $1,157,979 Building $380,955
2023	$14,887.00 (+1.95%) Homeowner's exemption	$1,479,176 Land $1,113,013 Building $366,163
2022	$14,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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