15 Pallazo, Laguna Niguel, CA 92677 Property Records

Orange County property record for 15 Pallazo, Laguna Niguel, CA 92677 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,125 sqft · built 1993
Lot Size0.158 acres (6,900 sqft)
OwnerCompany Name on File
Last Sale$940,000 (Dec 2010)
Tax Bill$12,094 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN653-521-14

Property Details

APN / Parcel Number

Primary APN653-521-14

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,125 sqft Living Area

Exterior

Year BuiltBuilt 1993
Lot Area6,900 sqft (0.158 acres)
Garage Area665 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Location & Zoning

Street Address15 PALLAZO
CityLAGUNA NIGUEL
StateCA
Zip92677-9035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13256 BLK LOT 14
Legal Subdivision13256
Legal Tract13256
Legal Lot Number14
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1002
Census Tract42331

Owner

Source: Orange County records · APN 653-521-14

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2010 · Amount on Record
Deed SaleDec 21, 2010 · Amount on Record
Prior SaleDec 21, 2010 · Amount on Record
Deed Document Number0000689133
Last Transfer DateMar 19, 2018
Transfer Doc0000096719
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address15 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyRADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 PALLAZO, LAGUNA BEACH, CA 92677-9035

Mortgage

Document Number0000013806
DateJan 11, 2022
Instrument2022000013806
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address15 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 PALLAZO, LAGUNA NIGUEL, CA 92677-9035

Mortgage

Document Number0000172835
DateMar 12, 2021
Instrument2021000172835
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateMar 19, 2018
Property Address15 PALLAZO, LAGUNA NIGUEL, CA 92677-9035
Document Number0000096719
Instrument DateMar 16, 2018
Instrument96719
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15 PALLAZO LAGUNA NIGUEL CA 926779035, LAGUNA NIGUEL, CA 92677-9035

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Niguel City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,094.00 (+3.91%) Homeowner's exemption$1,204,301 (+4.04%) Land $751,365 Building $452,936
2023$11,639.00 (+1.95%) Homeowner's exemption$1,157,538 Land $722,189 Building $435,349
2022$11,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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