Lincoln County property record for 6998 Ridgeway Rd, Stanley, NC 28164 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,127 sqft Living Area |
| Lot Size | 37,244 sqft (0.855 acres) |
| Garage | 864 sqft |
| Last Sale | $685,000 (2025) |
| Tax Bill | $3,838.00 (2025) |
Source: Lincoln County records · APN 4601-70-0752
Assessment roll updated August 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SHIELDS DR, LINCOLNTON, NC 28092-8730 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Nov 08, 2016 · Amount on Record |
| Deed Doc Number | 2025690008 |
| Deed Book / Page | 3381 / 934 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6998 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000345151 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 3451/51 |
| Instrument | 701299 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6998 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003134309 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 3134/309 |
| Instrument | 647081 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,838.00 (+0.92%) | $612,411 (-) Land $58,492 Building $553,919 | $612,411 (-) Land $58,492 Building $553,919 |
| 2023 | $3,803.00 | $612,411 Land $58,492 Building $553,919 | $612,411 Land $58,492 Building $553,919 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4601-70-0752 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,127 sqft Living Area |
| Basement Area | 1,418 sqft Basement |
| Finished Basement | 1,276 sqft Finished |
| Unfinished Basement | 142 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod Style |
| Lot Area | 37,244 sqft (0.855 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 864 sqft Garage |
| Storage Building | 64 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 260484 |
|---|---|
| Street Address | 6998 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9753 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #53 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
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