7025 Ridgeway Rd, Stanley, NC 28164 Property Records

Lincoln County property record for 7025 Ridgeway Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,008 sqft · built 2000
Lot Size	0.933 acres (40,685 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Sep 2025)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4601-71-1166`

Property Details

APN / Parcel Number

Primary APN	`4601-71-1166`
Alternative APNs	`460100711166` `291137` `72917`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Architectural Style	Colonial
Construction Type	Concrete
Lot Area	40,685 sqft (0.933 acres)
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291137
Old Parcel Number	460100711166
Street Address	7025 RIDGEWAY RD
City	STANLEY
State	NC
Zip	28164-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#46 FOREST RIDGE
Legal Subdivision	FOREST RDG ESTATES
Legal Block	71
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2054
Census Tract	71102

Owner

Source: Lincoln County records · APN 4601-71-1166

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7025 RIDGEWAY RD, STANLEY, NC 28164-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 02, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 02, 2022 · Amount on Record
Deed Document Number	699685
Deed Book / Page	3440 / 842
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 23, 2025
Property Address	7025 RIDGEWAY RD, STANLEY, NC 28164-9754
Document Number	0003440842
Book / Page	3440 / 842
Map Reference	MB H PG 305-313
Instrument Date	Sep 22, 2025
Instrument	699685
Transaction Type	Transfer
Record Updated	Oct 03, 2025
Title Company	BOND TITLE, BEYOND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 BRYANT ST, BELMONT, NC 28012-3855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 RIDGEWAY RD, STANLEY, NC 28164-9754

Mortgage

Document Number	0000699686
Date	Sep 23, 2025
Instrument	699686

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 02, 2022
Property Address	7025 RIDGEWAY RD, STANLEY, NC 28164-9754
Document Number	0003169935
Book / Page	3169 / 935
Map Reference	MB H PG 305-313
Instrument Date	May 27, 2022
Instrument	653115
Transaction Type	Transfer
Record Updated	Oct 03, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 BERTIE MOREFIELD LN, LAUREL BLMRY, TN 37680-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 RIDGEWAY RD, STANLEY, NC 28164-9754

Mortgage

Document Number	0000653116
Date	Jun 02, 2022
Instrument	653116

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+1.37%)	$332,125 (-) Land $59,313 Building $272,812	$332,125 (-) Land $59,313 Building $272,812
2023	$2,117.00	$332,125 Land $59,313 Building $272,812	$332,125 Land $59,313 Building $272,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 82 locations within half a mile of this property.

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