6986 Ridgeway Rd, Stanley, NC 28164 Property Records

Lincoln County property record for 6986 Ridgeway Rd, Stanley, NC 28164 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,658 sqft · built 2001
Lot Size	1.07 acres (46,871 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Jun 2020)
Tax Bill	$3,009 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4601-60-7750`

Property Details

APN / Parcel Number

Primary APN	`4601-60-7750`
Alternative APNs	`460100607750` `278955` `72922`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,658 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	46,871 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	278955
Old Parcel Number	460100607750
Street Address	6986 RIDGEWAY RD
City	STANLEY
State	NC
Zip	28164-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#51 FOREST RIDGE
Legal Subdivision	FOREST RDG
Legal Block	60
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2054
Census Tract	71102

Owner

Source: Lincoln County records · APN 4601-60-7750

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6986 RIDGEWAY RD, STANLEY, NC 28164-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	0002921596
Deed Book / Page	2921 / 596
Record Updated	Jun 07, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 25, 2020
Property Address	6986 RIDGEWAY RD, STANLEY, NC 28164-9753
Document Number	2921596
Book / Page	002921 / 000596
Instrument Date	Jun 25, 2020
Instrument	611053
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6986 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753

Mortgage

Document Number	2921598
Date	Jun 25, 2020
Book Page	002921/000598
Instrument	611054

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6986 RIDGEWAY RD, STANLEY, NC 28164-9753
Document Number	2668321
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6986 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753

Mortgage

Document Number	2668321
Date	May 26, 2017
Book Page	002668/000321
Instrument	563323

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6986 RIDGEWAY RD, STANLEY, NC 28164-9753
Document Number	2638844
Book / Page	002638 / 000844
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6986 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753

Mortgage

Document Number	2638844
Date	Jan 05, 2017
Book Page	002638/000844
Instrument	557209

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 04, 2037

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,009.00	$480,408 Land $61,185 Building $419,223	$480,408 Land $61,185 Building $419,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

6986 Ridgeway Rd, Stanley, NC 28164 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ridgeway Rd

Nearby Streets

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