Lincoln County property record for 6990 Ridgeway Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,452 sqft · built 2001 |
| Lot Size | 1.27 acres (55,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $573,000 (Jul 2025) |
| Tax Bill | $2,970 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-60-9625 |
| Primary APN | 4601-60-9625 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,452 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 55,670 sqft (1.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 311047 |
|---|---|
| Street Address | 6990 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #52 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6990 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 2025696172 |
| Deed Book / Page | 3420 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6990 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3092566 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 3092/566 |
| Instrument | 640147 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 21, 2019 |
| Property Address | 6990 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Document Number | 2825515 |
| Book / Page | 002825 / 000515 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 594069 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | MASTER TITLE AGENCY, MASTER TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6990 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753 |
| Document Number | 2825518 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 002825/000518 |
| Instrument | 594070 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,970.00 | $468,647 (-) Land $64,336 Building $404,311 | $468,647 (-) Land $64,336 Building $404,311 |
| 2025 | $2,970.00 (+1.09%) | $468,647 (-) Land $64,336 Building $404,311 | $468,647 (-) Land $64,336 Building $404,311 |
| 2023 | $2,938.00 | $468,647 Land $64,336 Building $404,311 | $468,647 Land $64,336 Building $404,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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