Lincoln County property record for 7018 Ridgeway Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,382 sqft · built 2000 |
| Lot Size | 1.72 acres (74,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jul 2019) |
| Tax Bill | $2,841 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-70-2820 |
| Primary APN | 4601-70-2820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Finished Area |
| Gross Area | 2,887 sqft |
| Basement Area | 505 sqft |
| Unfinished Basement | 505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 74,967 sqft (1.72 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 273389 |
|---|---|
| Old Parcel Number | 460100702820 |
| Street Address | 7018 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #54 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Legal Block | 70 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
Source: Lincoln County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7018 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jul 1, 2019 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2012 · Amount on Record |
| Deed Document Number | 0002828213 |
| Deed Book / Page | 2828 / 213 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7018 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2905542 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 2905/542 |
| Instrument | 608308 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 1, 2019 |
| Property Address | 7018 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Document Number | 2828213 |
| Book / Page | 002828 / 000213 |
| Instrument Date | Jun 22, 2019 |
| Instrument | 594557 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7018 RIDGEWAY RD STANLEY NC 281649754, STANLEY, NC 28164-9754 |
| Document Number | 2828216 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 002828/000216 |
| Instrument | 594558 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,841.00 | $452,544 Land $70,122 Building $382,422 | $452,544 Land $70,122 Building $382,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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