7034 Ridgeway Rd, Stanley, NC 28164 Property Records

Lincoln County property record for 7034 Ridgeway Rd, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage2,307 sqft Finished Area
Lot Size37,462 sqft (0.86 acres)
OccupancyOwner Occupied
Last Sale$352,000 (2020)
Tax Bill$2,945.00 (2023)

Owner

Source: Lincoln County records · APN 4601-70-4817

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7034 RIDGEWAY RD, STANLEY, NC 28164-9754
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENDER SELECT MORTGAGE GROUP
Feb 21, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Deed Doc Number0002884112
Deed Book / Page2884 / 112
Record RefreshedJun 07, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7034 RIDGEWAY RD, STANLEY, NC 28164-9754
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003296404
DateDec 22, 2023
Book Page3296/404
Instrument675453
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7034 RIDGEWAY RD, STANLEY, NC 28164-9754
Transaction TypeMortgage
Record UpdatedNov 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3101676
DateOct 29, 2021
Book Page3101/676
Instrument641699
Lender
NameLENDER SELECT MORTGAGE GROUP
TypeMortgage Company
AddressGREENSBORO, NC 27408
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 21, 2020
Property Address7034 RIDGEWAY RD, STANLEY, NC 28164-9754
Document Number2884112
Book / Page002884 / 000112
Instrument DateDec 20, 2019
Instrument604733
Transaction TypeTransfer
Record UpdatedMar 05, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$704.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7034 RIDGEWAY RD STANLEY NC 281649754, STANLEY, NC 28164-9754

Mortgage

Document Number2884114
DateFeb 21, 2020
Book Page002884/000114
Instrument604734
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLIBERTY, NC 27298
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,945.00$469,890 Land $58,544 Building $411,346$469,890 Land $58,544 Building $411,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN4601-70-4817
Alternative APNs
  • 460100704817
  • 277222
  • 72926

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,307 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Architectural StyleCustom Design Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area37,462 sqft (0.86 acres)
Parking Spaces4 Parking Spaces
Garage Area900 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number277222
Old Parcel Number460100704817
Street Address7034 RIDGEWAY RD
CitySTANLEY
StateNC
Zip28164-9754
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#55 FOREST RIDGE
Legal SubdivisionFOREST RDG SUB
Legal Block70
JurisdictionLINCOLN NC
Minor Civil DivisionCATAWBA SPRINGS
Census Blockgroup2
Census Block2054
Census Tract71102

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