Lincoln County property record for 6987 Ridgeway Rd, Stanley, NC 28164 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,466 sqft Finished Area |
| Lot Size | 59,198 sqft (1.35 acres) |
| Garage | 1,080 sqft |
| Last Sale | $250,000 (2004) |
| Tax Bill | $3,360.00 (2023) |
Source: Lincoln County records · APN 4601-60-6858
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6987 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Date | Document |
|---|---|
| Jul 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Jul 01, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2004 · Amount on Record |
| Deed Sale | Jun 01, 2004 · Amount on Record |
| Deed Doc Number | 0001596454 |
| Deed Book / Page | 1596 / 454 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6987 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Document Number | 2832158 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6987 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753 |
| Document Number | 2832158 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 002832/000158 |
| Instrument | 595343 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6987 RIDGEWAY RD, STANLEY, NC 28164-9753 |
| Document Number | 283397 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6987 RIDGEWAY RD STANLEY NC 281649753, STANLEY, NC 28164-9753 |
| Document Number | 283397 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 002833/000097 |
| Instrument | 595514 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,360.00 | $538,823 Land $65,600 Building $473,223 | $538,823 Land $65,600 Building $473,223 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4601-60-6858 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,466 sqft Finished Area |
| Gross Area | 3,546 sqft Gross Area |
| Attic Area | 1,080 sqft Attic |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Cape Cod Style |
| Construction Type | Concrete Construction |
| Lot Area | 59,198 sqft (1.35 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,080 sqft Garage |
| Canopy Area | 144 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 167514 |
|---|---|
| Old Parcel Number | 460100606858 |
| Street Address | 6987 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9753 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #50 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Legal Block | 60 |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
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