6979 Black Sandy Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 6979 Black Sandy Loop, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 836 sqft · built 2000
Lot Size	20.1 acres (878,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,977 (Jun 2023)
Tax Bill	$3,892 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2018 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`R0523954`

Property Details

APN / Parcel Number

Primary APN	`R0523954`
Alternative APNs	`05-2112-31-3-01-09-0000` `0000021723`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	878,170 sqft (20.1 acres)
Terrain	Wooded
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000021723
Street Address	6979 BLACK SANDY LOOP
City	HELENA
State	MT
Zip	59602-8889
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BLACK SANDY ESTATES, S31, T12 N, R02 W, LOT 10, COS #330730
Legal Range	02W
Legal Township	12N
Legal Section	31
Legal Subdivision	BLACK SANDY ESTATES
Legal Lot Number	10
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	2
Census Block	2033
Census Tract	300

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SOFI BANK NA
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit MONTANA BUSINESS ASSISTANCE CONNECTION I
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jun 14, 2023	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT
Jun 20, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, FLYINGS TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	20233412171
Deed Book / Page	62 / 2323
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889

Mortgage

Document Number	000M65/681
Date	Feb 10, 2026
Book Page	M65/681
Instrument	3446456

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M54/5414
Date	Aug 10, 2018
Book Page	M54/5414
Instrument	3325566

Lender

Name	MONTANA BUSINESS ASSISTANCE CONNECTION I
Type	Non-Lending Institution
Address	HELENA, MT 59601

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889

Mortgage

Document Number	000M60/122
Date	Oct 4, 2021
Book Page	M60/122
Instrument	3387162

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 14, 2023
Property Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Document Number	00M62/2323
Book / Page	M62 / 2323
Map Reference	DOC 330730
Instrument Date	Jun 14, 2023
Instrument	3412171
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	NOT AVAILABLE, FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889

Mortgage

Document Number	0003412172
Date	Jun 14, 2023
Instrument	3412172

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 20, 2023
Property Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889
Document Number	00M62/2510
Book / Page	M62 / 2510
Map Reference	DOC
Instrument Date	Jun 14, 2023
Instrument	3412377
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	NOT AVAILABLE, FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6979 BLACK SANDY LOOP, HELENA, MT 59602-8889

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,892.00 (+206.46%)	$312,164 (+15.33%)
2025	$1,270.00 (-41.29%)	$270,674 (+18.52%)	$312,164 (+36.68%) Land $132,964 Building $179,200
2023	$2,163.00	$228,385 (+33.6%)	$228,385 (+33.6%) Land $96,355 Building $132,030
2022		$170,951
2021			$170,951 Land $77,561 Building $93,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1996 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Montana Internet Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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