Union County property record for 6819 Prospect Pointe Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,336 sqft · built 1998 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | Individual on Record |
| Last Sale | $375,000 (Dec 2025) |
| Tax Bill | $2,140 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-043 |
| Primary APN | 04-291-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 99 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6819 PROSPECT POINTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #24 PROSPECT POINTE |
| Legal Subdivision | PROSPECT POINTE |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20902 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 6819 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Dec 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING LLC |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2003 · Amount on Record |
| Deed Document Number | 202533035 |
| Deed Book / Page | 9265 / 616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6819 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0007977249 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 7977/249 |
| Instrument | 5160 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6819 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | UNKNOWN, SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 246 UNION HALL RD, HERTFORD, NC 27944-8965 |
| Document Number | 0009036790 |
|---|---|
| Date | Dec 27, 2024 |
| Book Page | 9036/790 |
| Instrument | 30926 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 12, 2025 |
| Property Address | 6819 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Document Number | 0009265616 |
| Book / Page | 9265 / 616 |
| Map Reference | CAB E FILE 752-755 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 33035 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000033036 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 33036 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,140.00 (+10.59%) | $464,500 (+48.97%) Land $52,800 Building $411,700 | $464,500 (+48.97%) Land $52,800 Building $411,700 |
| 2023 | $1,935.00 | $311,800 Land $28,700 Building $283,100 | $311,800 Land $28,700 Building $283,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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