6831 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6831 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,038 sqft · built 2002
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (May 2020)
Tax Bill$1,864 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Dec 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN04-291-046

Property Details

APN / Parcel Number

Primary APN04-291-046

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,038 sqft Living Area
Gross Area2,458 sqft
1st Floor Area1,030 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area42,689 sqft (0.98 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area385 sqft
Deck Area352 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6831 PROSPECT POINTE DR
CityMONROE
StateNC
Zip28112-7741
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#27 PROSPECT POINTE OPCE752-755
Legal SubdivisionPROSPECT POINTE
Legal Lot Number27
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2032
Census Tract20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6831 PROSPECT POINTE DR, MONROE, NC 28112-7741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2019Grant Deed, Transfer · Line of Credit
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2020 · Amount on Record
Deed SaleMay 8, 2020 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number202015814
Deed Book / Page7662 / 509
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 8, 2020
Property Address6831 PROSPECT POINTE DR, MONROE, NC 28112-7741
Document Number0007662509
Book / Page7662 / 509
Map ReferenceCAB E FILE 752-754
Instrument DateMay 7, 2020
Instrument15814
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address6831 PROSPECT POINTE DR, MONROE, NC 28112-7741

Mortgage

Document Number0000015815
DateMay 8, 2020
Instrument15815
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NC
Recording DateDec 23, 2019
Property Address6831 PROSPECT POINTE DR, MONROE, NC 28112-7741
Document Number7547657
Book / Page007547 / 000657
Instrument DateDec 23, 2019
Instrument40208
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$479.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Mortgage

Document Number7547659
DateDec 23, 2019
Book Page007547/000659
Instrument40209
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address245 E FRIENDLY AVE # 101, GREENSBORO, NC 27401-2986
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$404,500 (-) Land $36,100 Building $368,400$404,500 (-) Land $36,100 Building $368,400
2025$1,864.00 (+6.64%)$404,500 (+43.64%) Land $36,100 Building $368,400$404,500 (+43.64%) Land $36,100 Building $368,400
2023$1,748.00$281,600 Land $24,200 Building $257,400$281,600 Land $24,200 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Prospect Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number