6801 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6801 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	1.24 acres (54,058 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2020)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-291-040`

Property Details

APN / Parcel Number

Primary APN	`04-291-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,404 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Lot Area	54,058 sqft (1.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6801 PROSPECT POINTE DR
City	MONROE
State	NC
Zip	28112-7741
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#18 PROSPECT POINTE OPCE752-755 MINUS 7509-166
Legal Subdivision	PROSPECT POINTE
Legal Lot Number	18
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2032
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6801 PROSPECT POINTE DR, 18, MONROE, NC 28112-7741
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	2020641
Deed Book / Page	7558 / 405
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6801 PROSPECT POINTE DR, MONROE, NC 28112-7741
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6801 PROSPECT POINTE DR, MONROE, NC 28112-7741

Mortgage

Document Number	0008624248
Date	Dec 14, 2022
Book Page	8624/248
Instrument	40718

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,800 (-) Land $43,100 Building $522,700	$565,800 (-) Land $43,100 Building $522,700
2025	$2,400.00 (+22.01%) Additional exemption filed	$565,800 (+56.38%) Land $43,100 Building $522,700	$565,800 (+56.38%) Land $43,100 Building $522,700
2023	$1,967.00 Additional exemption filed	$361,800 Land $26,300 Building $335,500	$361,800 Land $26,300 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20