Union County property record for 6823 Prospect Pointe Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1997 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-044 |
| Primary APN | 04-291-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6823 PROSPECT POINTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #25 PROSPECT POINTE OPCE752-755 |
| Legal Subdivision | PROSPECT POINTE |
| Legal Lot Number | 25 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6823 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Jun 1, 2018 | Quit Claim Deed, Transfer · FHA Mortgage SEMPER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 |
| Deed Sale | Jun 1, 2018 |
| Prior Sale | May 27, 2011 · Amount on Record |
| Deed Document Number | 201814847 |
| Deed Book / Page | 7167 / 525 |
| Last Transfer Date | May 29, 2019 |
| Transfer Doc | 0000014496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6823 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0008809402 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 8809/402 |
| Instrument | 27011 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6823 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7753296 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 7753/296 |
| Instrument | 28554 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 6823 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Document Number | 7167525 |
| Book / Page | 007167 / 000525 |
| Instrument Date | May 25, 2018 |
| Instrument | 14847 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6823 PROSPECT POINTE DR MONROE NC 281127741, MONROE, NC 28112-7741 |
| Document Number | 1767529 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 001767/000529 |
| Instrument | 14848 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,200 (-) Land $35,000 Building $319,200 | $354,200 (-) Land $35,000 Building $319,200 | |
| 2025 | $1,632.00 (+4.35%) | $354,200 (+40.56%) Land $35,000 Building $319,200 | $354,200 (+40.56%) Land $35,000 Building $319,200 |
| 2023 | $1,564.00 | $252,000 Land $23,500 Building $228,500 | $252,000 Land $23,500 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures