6808 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6808 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,457 sqft · built 2001
Lot Size0.94 acres (40,946 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2018)
Tax Bill$1,466 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN04-291-055

Property Details

APN / Parcel Number

Primary APN04-291-055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,457 sqft Living Area
Gross Area1,891 sqft
1st Floor Area1,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6808 PROSPECT POINTE DR
CityMONROE
StateNC
Zip28112-7741
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#36 PROSPECT POINTE OPCE752
Legal SubdivisionPROSPECT POINTE
Legal Lot Number36
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2032
Census Tract20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6808 PROSPECT POINTE DR, MONROE, NC 28112-7741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · USDA Mortgage
COLTEN MORTGAGE
Dec 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2018 · Amount on Record
Deed SaleDec 7, 2018 · Amount on Record
Prior SaleAug 30, 2005 · Amount on Record
Deed Document Number201833672
Deed Book / Page7280 / 419
Prior Transfer DateAug 7, 2007
Prior Transfer Doc4664399
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6808 PROSPECT POINTE DR, MONROE, NC 28112-7741
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8048187
DateApr 1, 2021
Book Page8048/187
Instrument15193
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 7, 2018
Property Address6808 PROSPECT POINTE DR, MONROE, NC 28112-7741
Document Number7280419
Book / Page007280 / 000419
Instrument DateDec 5, 2018
Instrument33672
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$440.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6808 PROSPECT DR MONROE NC 28112, MONROE, NC 28112

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,100 (-) Land $34,600 Building $283,500$318,100 (-) Land $34,600 Building $283,500
2025$1,466.00 (+0.76%)$318,100 (+35.71%) Land $34,600 Building $283,500$318,100 (+35.71%) Land $34,600 Building $283,500
2023$1,455.00$234,400 Land $23,200 Building $211,200$234,400 Land $23,200 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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