Union County property record for 6807 Prospect Pointe Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1998 |
| Lot Size | 4.87 acres (212,137 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Feb 2006) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-041 |
| Primary APN | 04-291-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,740 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 212,137 sqft (4.87 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6807 PROSPECT POINTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #19 PROSPECT POINTE OPCE752-755 |
| Legal Subdivision | PROSPECT POINTE |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6807 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2006 · Amount on Record |
| Deed Sale | Feb 2, 2006 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Document Number | 20064766 |
| Deed Book / Page | 4059 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6807 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6807 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Document Number | 0008392498 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 8392/498 |
| Instrument | 4633 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6807 PROSPECT POINTE DR, MONROE, NC 28112-7741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8232233 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 8232/233 |
| Instrument | 42239 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,000 (-) Land $127,100 Building $312,900 | $440,000 (-) Land $127,100 Building $312,900 | |
| 2025 | $2,027.00 (+19.52%) | $440,000 (+61%) Land $127,100 Building $312,900 | $440,000 (+61%) Land $127,100 Building $312,900 |
| 2023 | $1,696.00 | $273,300 Land $49,900 Building $223,400 | $273,300 Land $49,900 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures