6827 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6827 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,475 sqft · built 1997
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Last Sale$125,500 (Nov 1998)
Tax Bill$1,517 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-291-045

Property Details

APN / Parcel Number

Primary APN04-291-045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,475 sqft Living Area
Gross Area1,981 sqft
1st Floor Area1,475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area41,382 sqft (0.95 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area16 sqft
Deck Area299 sqft
Patio Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6827 PROSPECT POINTE DR
CityMONROE
StateNC
Zip28112-7741
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#26 PROSPECT POINTE OPCE752
Legal SubdivisionPROSPECT POINTE
Legal Lot Number26
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2032
Census Tract20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6827 PROSPECT POINTE DR, MONROE, NC 28112-7741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 1998 · Amount on Record
Deed SaleNov 2, 1998 · Amount on Record
Prior SaleSep 12, 1997 · Amount on Record
Deed Document Number199864067
Deed Book / Page1163 / 441
Last Transfer DateFeb 28, 2005
Transfer Doc3709670
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6827 PROSPECT POINTE DR, MONROE, NC 28112-7741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7005813
DateAug 31, 2017
Book Page7005/813
Instrument0025552
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term180 Months
DueAug 15, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,200 (-) Land $35,000 Building $294,200$329,200 (-) Land $35,000 Building $294,200
2025$1,517.00 (+3.41%)$329,200 (+39.31%) Land $35,000 Building $294,200$329,200 (+39.31%) Land $35,000 Building $294,200
2023$1,467.00$236,300 Land $23,500 Building $212,800$236,300 Land $23,500 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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