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66 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 66 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2020
Square Footage3,153 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2025)
Tax Bill$8,223.00 (2025)

Property Details

APN / Parcel Number

Primary APN023713-3250

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area3,153 sqft Living Area
Gross Area3,773 sqft Gross Area
1st Floor2,660 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area620 sqft Garage
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address66 SILVER REEF LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 325 OR6115/670 & 6185/1837 (Q/C) & 6257/477(Q/C)
Legal Range28E
Legal Township05S
Legal Section14
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Phase2A
Legal Block1
Legal Lot Number325
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2043
Census Tract20904

Owner

Source: St. Johns County records · APN 023713-3250

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Correction Deed
Dec 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Jan 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
May 06, 2020Grant Deed, Subdivision Related Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleMay 06, 2020 · Amount on Record
Deed Doc Number202520977
Deed Book / Page6115 / 670
Last Transfer DateMar 31, 2025
Transfer Doc0061851837
Record RefreshedSep 20, 2026

November 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateNov 14, 2025
Property Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0062570477
Book / Page6257 / 477
Map ReferenceMB 92 PG 81
Instrument DateNov 06, 2025
Instrument2025093205
Record UpdatedDec 02, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address66 SILVER REEF LN, ST AUGUSTINE, FL 32095-7525

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 SILVER REEF LN, ST AUGUSTINE, FL 32095-7525

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Transaction TypeMortgage
Record UpdatedFeb 12, 2024
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number0054531002
DateDec 27, 2021
Book Page5453/1002
Instrument2021139019
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number0051620349
DateJan 27, 2021
Book Page5162/349
Instrument2021009150
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMay 06, 2020
Property Address66 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0049370154
Book / Page004937 / 000154
Instrument DateMay 01, 2020
Instrument34765
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 10, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,070.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9440 PHILIPS HWY #7 JACKSONVILLE FL 322561339, 7, JACKSONVILLE, FL 32256-1339

Mortgage

Document Number49370158
DateMay 06, 2020
Book Page004937/000158
Instrument34766
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMay 05, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$616,101 (+20.5%) Land $110,000 Building $506,101$616,101 (-3.47%) Land $110,000 Building $506,101
2025$8,223.00 (+9.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$511,273 (+2.9%)$638,275 (-2.46%) Land $105,000 Building $533,275
2024$7,520.00 (+1.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$496,864 (+3%)$654,365 (+17.92%) Land $105,000 Building $549,365
2023$7,441.00 (+2.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$482,392 (+3%)$554,904 (+2.35%) Land $95,000 Building $459,904
2022$7,290.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$468,342$542,184 Land $84,000 Building $458,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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