65 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 65 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	2,276 sqft Living Area
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$349,900 (2020)
Tax Bill	$5,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023713-3430`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,276 sqft Living Area
Gross Area	3,103 sqft Gross Area
1st Floor Area	2,276 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	627 sqft Garage
Patio Area	240 sqft Patio
Porch	Finished Screened Porch
Porch Area	200 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 SILVER REEF LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 343 OR4876/1504
Legal Range	28E
Legal Township	05S
Legal Section	11
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	343
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2074
Census Tract	20904

Owner

Source: St. Johns County records · APN 023713-3430

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Deed Document Number	20208621
Deed Book / Page	4876 / 1504
Record Updated	Jun 08, 2026

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 04, 2020
Property Address	65 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Document Number	0048761504
Book / Page	4876 / 1504
Map Reference	MB 92 PG 81
Instrument Date	Jan 29, 2020
Instrument	2020008621
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524

Mortgage

Document Number	48761508
Date	Feb 04, 2020
Instrument	4876/1508

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,335 (+2.7%)	$439,566 (-0.37%) Land $110,000 Building $329,566
2025	$5,934.00 (+9.62%) Homeowner's exemption	$336,256 (+3.82%)	$441,192 (-2.86%) Land $105,000 Building $336,192
2024	$5,413.00 (+0.74%) Homeowner's exemption	$323,879 (+3%)	$454,204 (+20.46%) Land $105,000 Building $349,204
2023	$5,373.00 (+2.01%) Homeowner's exemption	$314,446 (+3%)	$377,050 (+1.78%) Land $95,000 Building $282,050
2022	$5,267.00 Homeowner's exemption	$305,287	$370,470 Land $84,000 Building $286,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.