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87 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 87 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,264 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$645,000 (2023)
Tax Bill$8,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN023713-3410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,264 sqft Living Area
Gross Area3,034 sqft Gross Area
1st Floor2,264 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area620 sqft Garage
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address87 SILVER REEF LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 341 OR5851/1752
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Block1
Legal Lot Number341
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2074
Census Tract20904

Owner

Source: St. Johns County records · APN 023713-3410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Feb 23, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Nov 03, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jan 22, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleJan 22, 2020 · Amount on Record
Deed Doc Number202386667
Deed Book / Page5851 / 1752
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524

Mortgage

Document Number0056410245
DateSep 27, 2022
Book Page5641/245
Instrument2022091963
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 23, 2032

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Transaction TypeMortgage
Record UpdatedFeb 12, 2024
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524

Mortgage

Document Number0051870716
DateFeb 23, 2021
Book Page5187/716
Instrument2021020200
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 03, 2023
Property Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Document Number0058511752
Book / Page5851 / 1752
Map ReferenceMB 92 PG 81-90
Instrument DateOct 30, 2023
Instrument2023086667
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address96 LONG CREEK LN, SAINT AUGUSTINE, FL 32092-1985

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
InvestorPossibly a Property Investor

Mortgage

Document Number0058511754
DateNov 03, 2023
Instrument5851/1754
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 22, 2020
Property Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Document Number0048690682
Book / Page4869 / 0682
Map ReferenceMB 92 PG 81
Instrument DateJan 21, 2020
Instrument2020004897
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,526.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address87 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524

Mortgage

Document Number48690686
DateJan 22, 2020
Instrument4869/0686
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$491,377 (-1.08%) Land $110,000 Building $381,377$491,377 (-1.08%) Land $110,000 Building $381,377
2025$8,617.00 (+3.77%)$496,737 (+41.61%)$496,737 (+18.28%) Land $105,000 Building $391,737
2024$8,304.00 (+42.34%)
2023$5,834.00 (+2.01%) Homeowner's exemption$350,788 (+3%)$419,979 (+3.68%) Land $95,000 Building $324,979
2022$5,719.00 Homeowner's exemption$340,571$405,086 Land $84,000 Building $321,086

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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