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84 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 84 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,268 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$640,000 (2026)
Tax Bill$8,692.00 (2025)

Property Details

APN / Parcel Number

Primary APN023713-3260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,268 sqft Living Area
Gross Area3,034 sqft Gross Area
1st Floor2,268 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area616 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address84 SILVER REEF LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 326 OR5837/1781
Legal Range28E
Legal Township05S
Legal Section14
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Phase2A
Legal Block1
Legal Lot Number326
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2043
Census Tract20904

Owner

Source: St. Johns County records · APN 023713-3260

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
GRINDLE MORTGAGE INC
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
GRINDLE MORTGAGE INC
Oct 06, 2023Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Jul 29, 2019Grant Deed, Subdivision Related Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleOct 06, 2023 · Amount on Record
Deed Doc Number202631851
Deed Book / Page6344 / 281
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 15, 2026
Property Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0000031851
Book / Page6344 / 281
Instrument DateApr 14, 2026
Instrument2026.31851
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyPARADISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452,480.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number0000031852,
DateApr 15, 2026
Instrument2026..31852
Lender
NameGRINDLE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 15, 2026
Property Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0063440281
Book / Page6344 / 281
Instrument DateApr 14, 2026
Instrument202631851
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyPARADISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452,480.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number0000031852,
DateApr 15, 2026
Instrument202631852
Lender
NameGRINDLE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 06, 2023
Property Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0058371781
Book / Page5837 / 1781
Map ReferenceMB 92 PG 81-90
Instrument DateSep 27, 2023
Instrument2023079335
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1349 HOLLAND ST, GULF SHORES, AL 36542-4095

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number0058371783
DateOct 06, 2023
Instrument5837/1783
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

July 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 29, 2019
Property Address84 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number0047671190
Book / Page004767 / 001190
Instrument DateJul 26, 2019
Instrument54810
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$2,445.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address84 SILVER REEF LN ST AUGUSTINE FL 320957525, ST AUGUSTINE, FL 32095-7525

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$496,702 (-1.12%) Land $110,000 Building $386,702$496,702 (-1.12%) Land $110,000 Building $386,702
2025$8,692.00 (+3.76%)$502,319 (+45.96%)$502,319 (+18.34%) Land $105,000 Building $397,319
2024$8,377.00 (+45.69%)
2023$5,750.00 (+2.02%) Homeowner's exemption$344,146 (+3%)$424,480 (+6.15%) Land $95,000 Building $329,480
2022$5,636.00 Homeowner's exemption$334,122$399,905 Land $84,000 Building $315,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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