47 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 47 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,268 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$411,000 (2021)
Tax Bill$8,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN023713-3440

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,268 sqft Living Area
Gross Area2,884 sqft Gross Area
1st Floor2,268 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area616 sqft Garage
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address47 SILVER REEF LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 344 OR5230/1795
Legal Range28E
Legal Township05S
Legal Section11
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Phase2A
Legal Block1
Legal Lot Number344
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2074
Census Tract20904

Owner

Source: St. Johns County records · APN 023713-3440

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address47 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Warranty Deed, Transfer · Line of Credit
BRAVAS LLC
Mar 24, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Doc Number202138618
Deed Book / Page5230 / 1795
Record RefreshedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 07, 2021
Property Address47 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Document Number0052301795
Book / Page5230 / 1795
Map ReferenceMB 92 PG 81-90
Instrument DateApr 01, 2021
Instrument2021038618
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,877.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16819 PORTER AVE, MONTVERDE, FL 34756-3208

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 SILVER REEF LN, ST AUGUSTINE, FL 32095-7524

Mortgage

Document Number0052301797
DateApr 07, 2021
Instrument5230/1797
Lender
NameBRAVAS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 01, 2022

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 24, 2020
Property Address47 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524
Document Number0049080618
Book / Page4908 / 618
Map ReferenceMB 92 PG 81
Instrument DateMar 17, 2020
Instrument2020023414
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,540.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7524

Mortgage

Document Number0049080622
DateMar 24, 2020
Instrument4908/0622
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$511,272 (+2.7%)$521,447 (-1.72%) Land $110,000 Building $411,447
2025$8,110.00 (+9.31%) Homeowner's exemption$497,831 (+2.9%)$530,546 (-2.79%) Land $105,000 Building $425,546
2024$7,419.00 (+1.02%) Homeowner's exemption$483,801 (+3%)$545,792 (+16.2%) Land $105,000 Building $440,792
2023$7,344.00 (+18.34%) Homeowner's exemption$469,710 (+24.04%)$469,710 (+24.04%) Land $95,000 Building $374,710
2022$6,206.00 Homeowner's exemption$378,663$378,663 Land $84,000 Building $294,663

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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