St. Johns County property record for 52 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,276 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2023) |
| Tax Bill | $7,824.00 (2025) |
| Primary APN | 023713-3240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,103 sqft Gross Area |
| 1st Floor | 2,276 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 627 sqft Garage |
| Patio Area | 260 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 52 SILVER REEF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 324 OR5705/1888 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 324 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-3240
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Feb 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Mar 23, 2020 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2023 · Amount on Record |
| Deed Sale | Feb 07, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Doc Number | 20239737 |
| Deed Book / Page | 5705 / 1888 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0052140913 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5214/913 |
| Instrument | 2021031555 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 07, 2023 |
| Property Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Document Number | 0057051888 |
| Book / Page | 5705 / 1888 |
| Map Reference | MB 92 PG 81-90 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 2023009737 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ANCHOR TITLE COMPANY, ANCHOR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 668 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275 |
| Name | Verified Name |
|---|---|
| Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Document Number | 0057051890 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | 5705/1890 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Document Number | 0049070514 |
| Book / Page | 4907 / 514 |
| Map Reference | MB 92 PG 81 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020022957 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 52 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525 |
| Document Number | 49070518 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 4907/0518 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,306 (+0.11%) Land $110,000 Building $328,306 | $438,306 (+0.11%) Land $110,000 Building $328,306 | |
| 2025 | $7,824.00 (+4.46%) | $437,842 (+40.17%) | $437,842 (+17.19%) Land $105,000 Building $332,842 |
| 2024 | $7,490.00 (+41.78%) | ||
| 2023 | $5,283.00 (+2.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,371 (+3%) | $373,630 (+2.02%) Land $95,000 Building $278,630 |
| 2022 | $5,178.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $303,273 | $366,219 Land $84,000 Building $282,219 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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